Jefferson Chen

Jefferson Chen is the Co-founder, Group Chairman, and CEO of Advance Intelligence Group. A Computer Science graduate of Tsinghua University with an MBA from Stanford University, Jefferson began his career at Goldman Sachs before joining Farallon Capital Management, where he led private investments. Since founding the company, he has led its transformation into a global AI fintech unicorn, building scalable credit and risk infrastructure across emerging markets and positioning the Group at the forefront of digital identity, fraud prevention, and inclusive finance innovation.

Advance Intelligence Group is a Singapore-headquartered, AI-driven technology company founded in 2016 that builds digital trust and financial infrastructure across Southeast Asia and beyond. The Group operates complementary businesses including ADVANCE.AI, which provides AI-powered identity verification, fraud prevention, and risk management solutions for enterprises, and Atome Financial, which delivers consumer financial services such as buy now, pay later (BNPL), digital lending, cards, and savings products.

Key milestones include the launch of ADVANCE.AI in 2016, Kredit Pintar in Indonesia in 2017 to expand financial inclusion, and Atome in 2019, which has since grown into one of Southeast Asia’s leading digital finance platforms. The company has raised over US$400 million in funding from Series A to Series D, achieved a valuation exceeding US$2 billion, serves 58+ million users, supports 500+ enterprise clients, operates in 80+ markets globally, and has generated more than US$10 billion in GMV.